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[Strictly for Singaporeans Who Are A Complete Beginner in Investing]
Have you ever felt that investing in stocks is hard?
Want to understand & take control of your investments instead of always relying on your financial advisors?
Want to learn value investing but you do not know how to start? Because there is no 1 person to focus on just guiding YOU?
Too many information out there? You want 1:1 consulting & mentorship in learning how to invest in stocks properly?
Want 1:1 guidance in applying value investing & options selling so YOU can compound your wealth an estimated 10-15%/year from the stock market?
If your answer is yes to any of the above questions, scroll down further. Your life might just change if you take some action.
Estimated Reading Time: Just 5 - 10 Minutes.
Chris is the founder of Re-Thinkwealth.com.
He started investing in Singapore and U.S. stock market utilizing value investing & options selling strategies since he was 21. He was glad that he started early because it helped him to accumulate relevant investing experience early. And propelled him to achieve his financial freedom goals faster.
His hobbies include watching meaningful movies, eating good food (especially spicy ones!) and catching up with friends over a good cup of coffee. He also loves reading. Some of his favorite books include The Intelligent Investor by Benjamin Graham, How to Win Friends and Influence People by Dale Carnegie and Principles by Ray Dalio. For news source, he likes CNN, Channel News Asia and Straits Times. He is also subscribed to The Wall Street Journal and read it daily.
When he was 22, he established Re-ThinkWealth.com - a blog where he often shares value investing insights and options strategies. It is also an avenue for him to pen down his thoughts on investing and to share it with like-minded friends. Because he knew that it can get hard to track our thoughts if we do not have a proper avenue. He also shares his track records (updated quarterly) there for all to see. The reason is because he wants to be remembered first and foremost as a good investor. So he is honest about his successes and mistakes.
He is currently managing a value focused six-figure portfolio. His end goal is to set up a sustainable and successful fund focused on value investing and options selling.
Meanwhile, many of his friends felt that there is a lack of genuine courses in Singapore that really teaches people how to apply value investing well. Most are simply there for our money. And there is a lack of 1:1 aspect. So he thought that it'd be good that he imparts his knowledge to fasten other's learning curve through genuine 1:1 consultation & mentorship with him personally. Hence, he created an education arm of Re-ThinkWealth.com for that - which is this platform that you are currently at!
He also guests blog in renowned U.S. fund focused investing websites such as Value Walk and Singapore investing sites such as The New Savvy, Investment Moats, Forever Financial Freedom and Dollars and Sense.
In 2017, he was invited to share his insights on the art of value investing for students from Strategos in NUS Tembusu College and on entrepreneurship and investment for a graduating Diploma in Business cohort at Singapore Polytechnic.
In 2018, he was invited to be a mentor in the Youth Innovation Challenge organised by Singapore Management University (SMU) Institute of Innovation & Entrepreneurship and to Singapore Polytechnic to talk to a group of graduating Banking students on How Traditional Investments Vehicle/System Will Be Further Disrupted by Fintech.
He was also featured in the NUS Investment Society Year Book in 2018 sharing about his experience applying value investing to generate above market returns. He was featured along with David Gerald, Founder, President & CEO of Securities Investors Association (SIAS, Singapore).
His focus today is on running The Value Investing Mentorship Club™ well, starting a hedge fund focusing on value investing & options selling and of course, to deliver Alpha sustainably.
Believes that the most effective way to teach value investing is through genuine 1:1 consultation & mentorship!
By joining this course, you will enter an exclusive club called the Value Investing Mentorship (VIM) Club™ founded by Chris Lee Susanto. You will get 1:1 consulting & mentorship with him. And complete with all the tools and data you need to save you time and learn effectively.
The purpose of the club is for members to be able to learn to make their own investment decisions. Utilizing the right value investing & options selling mindset & strategies.
Chris Manages a 6-Figure Stocks Portfolio & Has Beaten The S&P 500 Since He Started Investing in The Stock Market. See his investing track records at www.Re-ThinkWealth.com.
Chris class size is 1. So your application is guaranteed or you get your money back. Duration is 1 year which is long enough for deep learning.
Other courses class size is usually around 10 to 50 pax. So your application is never guaranteed. Its hard to make sure all 10 to 50 students really apply what they had learnt. Duration is usually 3 to 4 days which is short.
Hi! My name is Chris Founder of Re-ThinkWealth.com! I help complete beginners like YOU to learn and apply value investing and options selling by conducting this 1:1 course that guarantees application using real money to invest in stocks. In maximum 1 year time. Or your money back.
I will NOT be accepting new students once I had already set up my investment fund.
No "copy shamelessly". No "get rich quick secrets".
You will learn how to make YOUR own investment decisions in the stock market that is best suited for your character.
WATCH NOW: Spend 2 minutes to listen to what Sherwin, VP & Head for Business Planning at Prudential Singapore [Previously Head of GrabCar Plus] have to say about his experience with my flagship 1:1 consultation and mentorship course, The Value Investing Mentorship Club™!
This 1:1 Course is For
For Singaporeans who have 0 experience in stock investing. And is looking to learn a way to sustainably generate & grow their income & wealth for decades to come. Believes in long-term time horizon (at least 3 years) and using only spare cash (not borrowed money) to invest. Believes that the most effective way to truly learn AND apply value investing and options selling is through 1 to 1 mentorship. Also do not believe in getting stock tips. Instead, believe in investing time and money to learn how to make their own stock picking decision.
In summary, This is a 1:1 course for those interested in learning "how to fish" (how to make your own stock picking decision) [more sustainable for you over the long run]. Not for those who "just want to get the fish" (get stock tips) [dangerous].
This 1:1 Course is Not For
Not for those who are only looking for stock tips. Only want the "get rich quick" secret sauce (there are none). Are lazy to learn and make their own investment decisions.
Why Should YOU Learn Value Investing?
Value Investing is a stock investing methodology that is practiced by many successful investors and some of the wealthiest people in the world such as Warren Buffett and Seth Klarman. Both of them billionaires. Value investing has been proven over time as a way for people to make profit sustainably from the stock market - if they know what they are doing. It all started from the father of value investing, Benjamin Graham when he wrote The Intelligent Investor book back in 1949. Graham was a mentor to Warren Buffett.
In Value Investing, you are essentially buying stocks — which essentially is a part ownership in a business — that is worth $1 for 50 cents (this is just an analogy). There are many reasons why you can buy a stock that is worth $1 for 50 cents.
One of the reason is that many stock investors do not understand what they are buying or selling — they simply buy and sell stocks based on hot tips or based on chart patterns.
That forces them (at times) to sell a good stock at a cheap price.
In which, the practitioners of value investing (like me) will take advantage of that by buying the stock they sold.
“Value investing in fundamentally different from stocks trading.While the latter focuses more on price movements and other technical indicators, the former focuses on analysing the business behind the stocks and buying the stocks at a cheap price relative to the business value. This is done by first determining the rough intrinsic value of the business.” – Chris Lee Susanto
Read the full article that I wrote in Value Walk on what value investing is by clicking here. You will also learn in that article why you should learn value investing because it is a very logical business-like way for you to make money from the stock market.
Just a brief introduction, I have been investing in Singapore and U.S. stock market using value investing and options selling strategies since I was 21. I started Re-ThinkWealth.com when I was 22 to pen down my thoughts on investing and to share it with like minded friends. I also share my track records (updated quarterly) there for all to see. I am currently managing my family's stock portfolio and my end goal is to set up a sustainable and successful fund focused on value investing and options selling.
When I was 21, I started to fall in love with value investing. Value investing is a close to a century old proven strategy. Commonly used by the world's most successful investor, Warren Buffett (USD 85.5B net worth as of 31 March 2018).
Back then, I started investing in U.S. and SG stock market with my 4 figure savings. I saved the 4 figure savings from my part time work in sales (I worked hard and saved a lot).
And I started to make money in more than 90% of the stocks I bought and sold. I managed to do that by using this method called value investing. This method seems so logical to me. And at the same time, equally exciting.
Investing is so dynamic. Because it is a combination of both art and science. We do not need a high IQ to be able to invest well. What we need is a combination of a good heart (emotional control) and a good enough brain (common sense).
Since 22, I started to pen down my investment journey in a personal blog at www.re-thinkwealth.com. You can check out some of my insights there. I pen down my reflections and results there out of pure passion in investing. I realized that the more I write, the clearer my thinking becomes. And the better my investing decision and thought process gets. It is only through regular reflections that we can be a better investor.Throughout the years, I made lots of money as a teenager who simply follows a proven structure known as value investing.
By 24, I A Managing Over US$150K Compounded Through Value Investing
What Do You Think Value Investing is Really About? Is It Risky?
To me, it is simply a structured process of knowing what business we understand. Sticking to the business we understand. Analyzing that business, valuing it and after we have conviction, buy it.
Then, managing our emotions by being patient. It is about understanding the fact that humans are emotional creatures.
One of the framework that I use is called the Charlie Munger's two-track analysis. It is essentially a thinking process that Charlie (Berkshire Hathaway VP) goes through when thinking about investment.
"Personally, I've gotten so that I now use a kind of two-track analysis. First, what are the factors that really govern the interests involved, rationally considered? And second, what are the subconscious influences where the brain at a subconscious level is automatically doing these things – which by and large are useful but often malfunction?" - Charlie Munger
The key to the two-track analysis is simply to be aware of:
1) The logical assumption at play.
2) And the emotioal assumption at play.
Hence, being self-aware is one of the key to successful investing.
Over The Years, Many Asked Me to Teach Them Value Investing
Many of my friends started asking me to teach them stock investing. Using value investing. Because they saw the good results I got from doing it. But I told them that my focus is ultimately to set up a value equity fund. So, I decided to teach 1 on 1 (with limited intake) and purely through online means. This takes is more flexible. More importantly, it will be more effective than teaching in groups.
While at the same time, I can focus on continuous learning to be a better investor. This way, I can pass on my learning continuously to those who have signed up for my 1 to 1 teaching course at the VIM Club.
My Investing Style
I like to invest in beaten down companies. Somehow, it usually pays a huge dividend. But well and safely covered by ample free cash flows. This method requires us to focus a lot on the payout ratio of a company.
Payout ratio is an important metric for us to understand as value investors. It is a simple yet useful metric to analyse a company's dividend paying ability. And whether it is overstretching itself as a company.
Payout ratio is simply put - the percentage of net income that the company pays out as dividends to its shareholders. A payout ratio of 30% for a company simply means that the company is paying out 30% of its net income as dividends to its shareholders.
For example, in one of the ideas I invested in, I averaged down on the company at $16 and that represents an annual dividend yield of around 9.5% at that price. The dividend yield may seem high - but its payout ratio is only 50%. That means that they are not overstretching their payment ability at the current 9.5% annual yield. This also means that by paying 9.5% dividend yield, they still have about half of their net income to save up as retained earnings to reinvest in the business in the future or simply save it as cash.
So payout ratio is an important metric for value investors to look at because for people like me, I appreciate dividend as an income. While waiting for my capital gains to come.
I Leverage on Options Selling for More Cash
Options selling is something that we can make use of. Once we understood and know how to apply value investing. Options selling can be very risky if one do not know how to apply it correctly.
Options are a form of derivative -- financial instruments whose price is derived from other underlying financial instruments -- In the case of options; their prices are derived from stocks.
Not all stock market allows options trading.
For example, we cannot sell options in Singapore stock market, but we can sell options in the United States stock market.
Options selling is like providing insurance contract to people, and in return, we receive a premium from them.
That premium we received from selling options is the cash flows that we generate.
I love options selling because it gives me additional cash flow safety when used properly together with value investing. The foundation of options selling is that we must master value investing first.
Selling put options is Warren Buffett secret weapon.
The article mentions that Buffett in April 1993 sold 30,000 contracts of Coca Cola stock that will expire in December 17, 1993 at the strike price of $35 for $1.50 of premiums per stock.
After that, he added 20,000 more contracts. In total, he got paid $7.5 billion in cash up front.
If the stock stays above $35 on December 17, he gets to keep the cash and if it drops below $35, he will purchase the stock effectively at $33.50.
Here's an example that shed even more light on how and why Buffett sold put options:
"Our put contracts total $37.1 billion (at current exchange rates) and are spread among four major indices: the S&P 500 in the U.S., the FTSE 100 in the U.K., the Euro Stoxx 50 in Europe, and the Nikkei 225 in Japan. Our first contract comes due on September 9, 2019 and our last on January 24, 2028. We have received premiums of $4.9 billion, money we have invested. We, meanwhile, have paid nothing, since all expiration dates are far in the future. Nonetheless, we have used Black- Scholes valuation methods to record a yearend liability of $10 billion, an amount that will change on every reporting date. The two financial items – this estimated loss of $10 billion minus the $4.9 billion in premiums we have received – means that we have so far reported a mark-to-market loss of $5.1 billion from these contracts.
One point about our contracts that is sometimes not understood: For us to lose the full $37.1 billion we have at risk, all stocks in all four indices would have to go to zero on their various termination dates. If, however – as an example – all indices fell 25% from their value at the inception of each contract, and foreign-exchange rates remained as they are today, we would owe about $9 billion, payable between 2019 and 2028. Between the inception of the contract and those dates, we would have held the $4.9 billion premium and earned investment income on it." - Warren Buffett
Warren Buffett usually sells a long term dated options. It is usually 6 months or more. And he uses the cash proceeds to generate investment returns.
I will make sure you know how to apply options selling if you join my course.
I Have Created a High-Quality Online Value Investing Community That Strongly Supports One Another Through This Course
Where I teach members 1:1.
"Currently in The Value Investing Mentorship Club™ , we have doctors, executive director of banks, high ranking officials in multi-national companies, entrepreneurs, investors, VPs and Head of a business division in a 34 billion dollar insurance company and our community is still growing." - Chris Lee Susanto
"The very 1st article that I read word-to-word, written by him was on MBT. Then KERX, and most recently GME. I can imagine the tremendous amount of work and effort he poured in relentlessly for each case study. And his analytical precision is admirable. Chris has been very generous and sincere in imparting his well-versed knowledge in stock investing! Can definitely learn a lot from him and count on him to guide you on your baby steps into investing!"
- Darren, Doctor
The transfer of knowledge is the first part. This is to recap on the foundations of value investing & options selling. It will be done in 8 sessions over the course of 4 months (2 sessions each month).
The second part is about the actions. It will revolve mainly on creating and refining your stock watchlist and practicing analysing companies. This will be done from session 9 to 11 (about 1.5 months).
The third and final part is about the applications. By session number 12 and beyond, you should already be able to analyse your own companies and make your own investment decisions that will bring you good investment results.
Overall, completing all the 3 parts will take us about 6 months of 2 sessions per month for a grand total of 12 sessions.
After the 12 sessions, we will focus more on refining your own decision making skills with regard to your investment over the long run. Monitoring what matters - which is your investment returns based on your own decision will be the focus for our learning and improvements for decades to come.
Session 6 & 7
YOUR ACCESS TO MY SECRET STOCK WATCHLIST (Singapore, U.S. & HK stocks). These are lists of stocks that I am currently looking at. It will be updated on a monthly basis. These are companies that I could potentially buy. - Valued at 5,000 SGD
TOTAL VALUE = 70,000 SGD!
YOUR INVESTMENT = JUST 499 SGD X 6 Months (1-Time Fee For Membership Joining Fee & The First 12 In-depth 1:1 Sessions Fee + ONLY 1,999 SGD a Year (For The 24/7 1:1 Mentorship, Online Platform & Rest of The Benefits [Cancel Anytime]).
I Will NOT Be Accepting New students Once I Had Already Set Up My Investment Fund.
Note: Most courses outside charge in the range of 3,400 to 4,500 SGD for just 3 to 4 days of training with 10-50 students all at once. Even if there is a cheaper one, most likely they do not have at least 12 dedicated 1:1 sessions (30-60 minutes each) with the founder himself. Mine is a 1 year course and it is 1:1.
Learn While Commuting
See our class curriculum below to find out what I had published for my students so far. The lessons are all online. It is updated regularly. Every week, new weekly value investing insights. Every month, new stock case study write up and video. Feel free to preview some of the contents. With our high-quality online platform, you are empowered to learn anywhere.
Hear It From
Me My Existing Students!
"I've been joining Chris's class for more than a year now and i have profit between 20-40% of my stocks already and the best thing about chris's class is how simple he taught me about stocks. You don't need to be smart or anything, all you need to do is follow Chris's methods and it works for me!"
- Matthew, Advisor at Aurora Asset Management
"Chris has been an invaluable value investing mentor for me personally. His rigorous methodology of analysing stocks along with his weekly and monthly newsletters have already helped me generate a tidy profit since I bought my first stock!"
- Pang Sheng Wei, NTU Scholar & Data Scientist Intern
"Despite having >15yrs stock invest experience, I needed 1:1 guidance to stay focused in order to learn more about value investing. Chris's newsletters and his personalized training can be of great help to beginners & matured investors."
- Ravi, Quality Manager from leading US semiconductor MNC
"I find the 1:1 mentorship with Chris very productive!"
- Sherwin, VP & Head for Business Planning at Prudential Singapore [Previously Head of GrabCar Plus]
"Chris's 1:1 mentorship has changed my life financially for the better. So far I have made over 20% in just 1 stock that I invested in. The profit that I got easily covered multiple times the fees I invested in the club. Chris is a passionate value investor. It is evident in the work that he put in for his members."
- Jess Liu, Executive Director, DBS Treasury & Markets
Our Community Managers
He graduated with a Bachelors in Accountancy (1st Class) from NTU and is concurrently a CFA, FRM, CAIA and CA holder.
Hansen is an investor, entrepreneur and a second generation family member of his family business back in Indonesia.
He manages half a million dollar portfolio focusing mainly on US dividend stocks employing value investing philosophies.
Brian Halim is a working professional in the banking industry and has an accounting and finance experience of over 12 years.
He also manages his own investment fund and chronicles his journey in his blog foreverfinancialfreedom which he uses to articulate and justify his purchases.
He hopes to be financially independent at the age of 35.
Be a Member of The Value Investing Mentorship Club™ Today!
"Ultimately, there's one investment that supersedes all others: Invest in yourself," Buffett says in an interview with Forbes. "Nobody can take away what you've got in yourself, and everybody has potential they haven't used yet."
Too much money have been wasted attending value investing & options selling courses in Singapore. It is wasted because most do not do anything after the course.
Just like Sherwin who had attended a course outside before he joined my course. He had not applied what he had learnt from the course outside, after the course outside had ended. Why? Lack of 1:1 attention. And they only last 3 to 4 days.
Why courses outside don't do 1:1 sessions? It takes up more time and they get less money as a whole in return.
And why I do it? Let's just say that I prefer to make a positive difference to 1 person at a time. I'd rather teach 1 person and that 1 person is guaranteed to apply value investing and options selling well. Rather than teach 10-50 people at once and in the end only 1 or 2 really understand and apply it.
Your investment for my 1:1 course is actually extremely cheap. Understand that you are paying for the 1:1 attention and sessions.
After the 12 1:1 sessions, you are guaranteed to apply value investing and options selling well. This is not a claim that other course providers can provide.
Because for me, in each of the 1:1 sessions, you will have assignments to do. And me to check on it. This way, I will know exactly whether you understand or not. And explain it on a 1:1 basis until you do.
This 1:1 aspect is my unique selling point!
Most courses outside charge in the range of 3,400 to 4,500 sgd just for 3 to 4 days of training with 10-50 students all at once. Even if there is a cheaper one, most likely they do not have at least 12 dedicated 1:1 sessions (30-60 minutes each) with the founder himself. Mine is 1:1 and its for 1 year.
PS: You will NOT be charged when you sign up for this risk-free trial.
In summary, here are the steps to be a member of The Value Investing Mentorship Club™:
1. You have 0 experience/knowledge or know just a little bit about value investing (VI) and options selling (OS)
2. You have 0 or little experience in applying VI & OS using real money
3. Internally, you are hungry to learn, apply and compound your money that you worked so hard for sustainably
4. You know my background from Re-ThinkWealth.com or my Facebook or my LinkedIn or from your friends whom have heard me speak at places like NUS Tembusu College, Singapore Polytechnic etc. Or seen me featured in NUS Invest Yearbook before
6. Make payment securely if you decide to join after the risk-free free trial
7. Schedule a date and time for our on-boarding call and 1st session
8. Sign in to your online platform
9. Download my secret personal checklist to pick stocks, value investing & options selling manual/starter guide, my proprietary valuation calculator, my past monthly stock case study and newsletter, weekly value investing insights and my other tools inside the platform
10. Do not put in a single cent into the stock market until you are done with your first 12 sessions of 1 to 1 in depth coaching call with me and you are comfortable with making your own decisions in the stock market
Why Join The Value Investing Mentorship Club™ ?
LEGAL DISCLAIMER: The information provided by the Re-ThinkWealth Online Academy (RWOA.io) for general information purposes only and is not intended to be personalized investment or financial advice. Read the full disclaimer here.