Discover How to Protect & Grow Your Wealth 10-18% Every Single Year for Decades to Come by Applying Value Investing & Options Selling Well!
This is an educational solution to learn "how to fish" (how to make your own stock picking decision) instead of "giving you the fish" (getting stock tips), so if you are looking for stocks tips, kindly go elsewhere. Thank you
Chris started investing in Singapore and U.S. stock market utilizing value investing & options selling strategies when he was just 21 years old. He is 25 years old this year.
As of the end of Quarter 3 of 2018, he manages a U.S. stocks six-figure portfolio making 25.84% annually (capital gains + dividends + options premiums) beating the S&P 500 annualized return of 13.26% (tracked starting from March 1, 2015 on a quarterly basis).
In the year 2015 at just the age of 22, he established Re-ThinkWealth.com - a blog where he often shares USA based value investing insights and options strategies.
He also guests blog in renowned U.S. fund focused investing websites such as Value Walk and Singapore investing sites such as The New Savvy, Investment Moats, Forever Financial Freedom and Dollars and Sense.
In 2017, he was invited to share his insights on the art of value investing for students from Strategos in NUS Tembusu College and on entrepreneurship and investment for a graduating Diploma in Business cohort at Singapore Polytechnic.
In 2018, he was invited to be a mentor in the Youth Innovation Challenge organised by Singapore Management University (SMU) Institute of Innovation & Entrepreneurship and to Singapore Polytechnic to talk to a group of graduating Banking students on How Traditional Investments Vechicle/System Will Be Further Disrupted by Fintech.
He was also featured in the NUS Investment Society Year Book in 2018 sharing about his experience applying value investing along with David Gerald, Founder, President & CEO of Securities Investors Association (SIAS, Singapore).
His focus today is on running Re-ThinkWealth Online Academy VIM Club well, starting a value investing equity fund and deliver Alpha sustainably.
"Chris's 1 to 1 mentorship has changed my life financially for the better. So far I have made over 20% in just 1 stock that I invested in - which easily covered multiple times the fees I invested in the club. Chris is a passionate value investor and it is evident in the work that he put in for his members." - Jess Liu, Executive Director, DBS Treasury & Markets
Who is This Program For?
-> People who had some investment experience but is not satisfied with their investment results so far.
-> The busy professional or business owner or graduates of outside investment courses who have not been able to apply value investing & options selling well due to the lack of 1 to 1 teaching attention.
-> People who still want to make their own decision on which stock to buy and sell and looking for a partner to bounce ideas with.
-> People who can spare at least 1 hour per week to focus on improving their investment knowledge and results.
-> People who have spare cash to invest and looking to continuously learn and apply the best way to utilize them through stock investing - The Buffett Way.
This Program is Not for People Who
-> Are looking for stock tips.
-> Wants the "get rich quick" secret sauce - because there are none.
-> Are lazy to learn and make their own investment decisions.
-> Have zero time every week to learn
By joining this program, you will enter an exclusive club called the Value Investing Mentorship (VIM) Club where you get 1-to-1 mentorship with Chris complete with all the tools and data you need to save you time and improve your investment result.
The purpose of the club is for members to achieve better investment returns utilizing the right value investing & options selling mindset & strategies by going through this 1 year program with Chris.
You will be taught privately by Chris who had Achieved a Consistent 25.84% Annual Compounded Return so far from the U.S. Stock Market beating the S&P 500 annualized return of 13.26% since March 1, 2015.
From The Desk of Chris Lee Susanto
Chris Lee Pte Ltd
Monday Morning 10:52am
Hi everyone, it's Chris.
When I was around 21 years of age, I started to fall in love with value investing. A close to a century old proven strategy used by the world's most successful investor, Warren Buffett (USD 85.5B net worth as of 31 March 2018).
Back then, I started investing in U.S. and SG stock market with my 4 figure savings that I saved from my part time work in sales (I worked hard and saved a lot).
And I started to make money in more than 90% of the stocks I bought and sold by using this value investing method. And this method seems so logical to me and at the same time, equally exciting.
Just like love at first sight, I fell in love with stock investing
Investing is so dynamic because it is a combination of both art and science. And also I like the fact that we do not need a high IQ to be able to invest well, what we essentially need is a combination of a good heart (emotional control) and a good enough brain (common sense).
So I started to also pen down my investment journey in a personal blog at www.re-thinkwealth.com.
You can check out some of my writings there (go ahead! www.re-thinkwealth.com).
I pen down my thoughts and results there, out of pure passion in investing (I love thinking about how companies function).
Throughout the years, I made lots of money as a teenager who simply follows a proven structure known as value investing.
I have come to realize that stock investing is definitely not gambling unlike what most people would think
What do you think stock investing is really about? To me, it is simply a structured process of knowing what business we understand, sticking to the business we understand, analyzing that business, valuing it and after we have conviction, buy it.
Then, managing our emotions by being patient. It is about understanding the fact that humans are emotional creatures.
A framework that I use is called the Charlie Munger's two-track analysis - which essentially is a thinking process that Charlie (Berkshire Hathaway VP) goes through when thinking about investment.
"Personally, I've gotten so that I now use a kind of two-track analysis. First, what are the factors that really govern the interests involved, rationally considered? And second, what are the subconscious influences where the brain at a subconscious level is automatically doing these things – which by and large are useful but often malfunction?" - Charlie Munger
The key to the two-track analysis is simply to be aware of:
1) The logical assumption at play (and understanding it)
2) And the emotional assumption at play (and understanding it)
Over the years, many people start asking me to teach them stock investing
More specifically, teach them value investing.
Value investing is simply put, probably one of the safest active kind of stock investment methodology out there with the highest return.
I like to invest in beaten down companies' stocks that I understand. Somehow, it usually pays a huge dividend (but well and safely covered by ample free cash flows). This method requires us to focus a lot on the payout ratio of a company.
Payout ratio is an important metric for us to understand as value investors. It is a simple yet useful metric to analyse a company's dividend paying ability or whether it is overstretching itself as a company.
Payout ratio is simply put - the percentage of net income that the company pays out as dividends to its shareholders. A payout ratio of 30% for a company simply means that the company is paying out 30% of its net income as dividends to its shareholders.
For example, in one of the ideas I invested in, I averaged down on the company at $16 and that represents an annual dividend yield of around 9.5% at that price. The dividend yield may seem high - but its payout ratio is only 50%. That means that they are not overstretching their payment ability at the current 9.5% annual yield. This also means that by paying 9.5% dividend yield, they still have about half of their net income to save up as retained earnings to reinvest in the business in the future or simply save it as cash.
So payout ratio is an important metric for value investors to look at because for people like me, I appreciate dividend as an income for me while waiting for my capital gains to potentially come when the market fully value my stocks.
And of course, the interest coverage ratio which Warren Buffett uses also gives us a good indicator of a company's financial strength. It is the ratio of earnings before interest and taxes to interest. If a company has EBIT that is more than 5 times its interest, that is a pretty good company and seems to be in no danger of defaulting on its debt repayments.
I also have had opportunity to do options selling which gives me huge options premium through selling puts and calls options along the way. There is a very good article written in Guru Focus talking about Warren Buffett selling put options. It talks about the difference between buying and selling put options and why Buffett sell put options.
The article mentions that Buffett in April 1993 sold 30,000 contracts of Coca Cola stock that will expire in December 17, 1993 at the strike price of $35 for $1.50 of premiums per stock. After that, he added 20,000 more contracts. In total, he got paid $7.5 billion in cash up front. If the stock stays above $35 on December 17, he gets to keep the cash and if it drops below $35, he will purchase the stock effectively at $33.50 - which is $35 - the $1.50 of premiums he got.
Here's an example that shed even more light on how and why Buffett sold put options:
"Our put contracts total $37.1 billion (at current exchange rates) and are spread among four major indices: the S&P 500 in the U.S., the FTSE 100 in the U.K., the Euro Stoxx 50 in Europe, and the Nikkei 225 in Japan. Our first contract comes due on September 9, 2019 and our last on January 24, 2028. We have received premiums of $4.9 billion, money we have invested. We, meanwhile, have paid nothing, since all expiration dates are far in the future. Nonetheless, we have used Black- Scholes valuation methods to record a yearend liability of $10 billion, an amount that will change on every reporting date. The two financial items – this estimated loss of $10 billion minus the $4.9 billion in premiums we have received – means that we have so far reported a mark-to-market loss of $5.1 billion from these contracts.
One point about our contracts that is sometimes not understood: For us to lose the full $37.1 billion we have at risk, all stocks in all four indices would have to go to zero on their various termination dates. If, however – as an example – all indices fell 25% from their value at the inception of each contract, and foreign-exchange rates remained as they are today, we would owe about $9 billion, payable between 2019 and 2028. Between the inception of the contract and those dates, we would have held the $4.9 billion premium and earned investment income on it." - Warren Buffett
Key learning point: Warren Buffett usually sells a long term dated options of 6 months or more and uses the cash proceeds to generate investment returns. He also forecast in advance if the securities that he sold put options on fell within those period of time, he would have enough cash coming from the premiums he got and the investment returns those premiums have generated (plus I believe he also cash on hand). As a gauge, he generates about 13.2% absolute gain on his put options ($4.9/$37.1 billion x 100%).
The United States stock market is the place to be
By total market capitalization, number of trading activities and other factors such as transparency and corporate governance, U.S. stock market consistently ranks number 1 in the world.
There are a lot of bad people out there who flaunt the U.S. stock market as a way to get rich quick.
I want to implore to everyone that... it is not.
In fact, investing in the stock market can be a way for us to get poor quick if we do not understand what we are doing.
If I were doing a typical marketing message, I might sell you the idea that you will get rich quick if you join me. But I'd rather tell you the truth, it wont be quick and it's not a 100% guarantee. Fortunately, the 1 to 1 aspect of this educational solution will led to you being able to apply the knowledge with more certainty than if you join a course whereby 1 trainer will teach 10-50 students all at once.
Here are some of the principles that I want to impart when I educate
1. Never ever borrow money to invest. Without a doubt, many people got rich through the use of borrowed money. But that is also a way to be very poor. When leverage goes your way, it magnifies your gain and seldom people will retreat to a more conservative practice after profiting from their wonders. But we only know who is swimming naked only when the tide goes out don't we?
2. I do not give you stock tips. Instead, I teach you how to make your own decision on which stocks to buy, when to buy them and when to sell them - you take full accountability (more sustainable for you over the long run).
3. Knowing our circle of competence is more important than how big our circle is. The key is on deciding what companies or sectors to invest in.
4. Importance of margin of safety. As espoused by Benjamin Graham, Warren Buffett and Seth Klarman, margin of safety is an important concept for both buying and selling stocks that I hope to impart to all of you. Applying it is definitely harder than understanding it. I have applied it and I wish to share my experience with you and how you can apply it too.
5. Making Profits leveraging on the Fear and Greed in the stock market. Warren Buffett once said that as an investor, we should be “Fearful when others are greedy and greedy when others are fearful.” The application of this is harder than it looks, I will teach you how I make lots of money utilizing fear and greed in the stock market.
So after careful consideration... I decided to start an online club where I teach members on a 1 to 1 basis. It's called the Value Investing Mentorship Club:
In the 2017 beta/old version of the first VIM (value investing mentorship) (without an online all-in-one seamless membership platform and personalised teaching service aspect), 37 people trusted me and joined (with 0 marketing dollars spent) because they like my investment thought process that I displayed over the years via my personal blog re-thinkwealth.com - and they are still a member today as of June 2018.
Over time, I made improvements to the VIM initiative. And you will be getting the best of the best if you join us now.
Why join VIM Club?
1. When you signed up for stock investment courses outside, you may not apply the knowledge you learnt.
Why? Because nobody is guiding you and keeping you accountable (so you go back to your day to day life and waste the money you spent for the course - because you did not apply it).
My mentorship (renewable yearly) ensures accountability because we focus on getting real investment results through application of theory on a 1 to 1 basis. I promise I will consistently remind and check up on you. With the mentorship, I will be able to review your stock analysis and give feedback. This is only possible due to the 1 to 1 nature of this solution.
With outside courses or other online courses, there is not enough human factor to guide you to really apply the knowledge you learnt from courses or websites. They do not have much time for you. And I understand. It's because outside courses have thousands of existing graduates and the teacher might not be able to take care of so many people's queries after the course).
I know, I've been there. That is where my mentorship program comes in as I give you the "human touch point" - me! to make sure you understand value investing & options selling and able to apply them well over the long run.
2. You are busy
So maximize your time. The sessions with me are flexible and can be done at your own pace.
I will prepare the materials for you, all you need to do is watch the screen, listen and ask questions. It will be just you and me. I will teach you how to analyze the facts that matter for you to make your own decision in the stock market efficiently in the most efficient manner possible for application.
Do not let your job/business interfere with your financial freedom. Leverage on my mentorship to cover your lack of time.
3. I don't upsell
There are companies out there who will consistently and annoyingly upsell you other more "premium" products after you joined their course. I will not.
You can be rest assured that when you sign up for this club, I promise that you are signing up for peace of mind.
4. I deliver more results
With me, you get 1 to 1 attention and ultimately, more results because 1 to 1 is more effective in teaching you how to apply value investing & options selling well.
In Summary, If You Join Me You'll Get:
Look at Our Class Curriculum Below to See What I Have Published for Our Members So Far:
P.S: You will be getting all of them instantly after you become a member.
Hear What Current Members Have to Say!
"Despite having >15yrs stock invest experience, I needed guidance to stay focused in order to learn more about value investing. Chris's newsletters and his personalized training can be of great help to beginners & matured investors." - Ravikumar, Quality Manager from leading US semiconductor MNC
"Chris has been an invaluable value investing mentor for me personally. His rigorous methodology of analysing stocks along with his weekly and monthly newsletters have already helped me generate a tidy profit since I bought my first stock!" - Pang Sheng Wei, Data Scientist
"I already made more than 16,000 USD from one stock alone so far (which I know of at first, because Chris bought it too), but thanks to my sessions with Chris, I learned how to make the right decision to decide to buy it." - Hansen Bun, Entrepreneur and Blogger
Now, ask yourself - are you ready to take action to get better & sustainable investment results?
If you are ready, arrange a 30 min call with me for free to learn more about my 1 year 1 to 1 private mentorship program.
With great respect,
Chris Lee Susanto
Founder at Re-ThinkWealth.com
This course is not open for public enrollment because the slots are limited. If you are interested, please arrange a call with Chris first. Thank you.
LEGAL DISCLAIMER: The information provided is for general information purposes only and is not intended to be personalized investment or financial advice. Read the full disclaimer here.
All information is provided by Chris Lee Pte Ltd (GST Reg No: 201618982H)